Contact Info

FL Clients: 954.916.2622
CT Clients: 860.567.2567

What We Do

We welcome your questions and involvement – at every phase in your financial planning with Caratel we invite your communication.

Free Consultation

Caratel offers a no-cost initial consultation to answer your questions and devise a financial strategy; you will know which services Caratel recommends, and their price.

Easily get prepared Before the 1st meeting.

Creating Your Plan

Phase I

Caratel reviews your financial situation, objectives, and time line. Through several meetings and conversations your financial plan is developed; it includes an assessment of your starting point and specific recommendations to achieve your goals.

Implementation of Your Plan

Phase II

Caratel works with you to implement the financial plan. We construct an investment portfolio detailing your risk/return criteria, and monitor the performance of your plan and portfolio to ensure it remains "on track."

Full Service Financial Planning

Caratel offers services in several financial areas, all work is original and customized for you.

• Estate Planning
• Retirement Planning/Wealth Management
• Business Succession
• Education (College) Planning
• Cash Flow/Budgeting
• Tax Planning

• Insurance Planning (Life, Disability, Long-Term Care)
• Portfolio Construction & Investment Selection
• Ongoing Portfolio Review and Monitoring
• Annual Financial Plan and Portfolio Updates
• Family Office Services