ABOUT US

Barry_Katz_CFP

After a decade in the commercial real estate finance profession Barry G. Katz. MBA, CFP® incorporated Caratel Financial Services in 1991 to provide comprehensive and original financial solutions for individuals, families and small businesses.  Caratel is a true Fee-Only financial planning and wealth management firm; our only source of compensation comes from the client.  As a result, clients know that the advice received is solely in their best interest.

Caratel is a Registered Investment Advisor in the states of Florida and Connecticut. With locations in both states Caratel is able to serve a geographically dispersed client base. We maintain frequent communication with our clients, locally and all over the continental United States, with visits, e-mails and Skype calls. We use the latest technology to securely transmit various reports, make presentations, and maintain client information.

Caratel encourages development of long-term relationships with clients to ensure that they remain on their path to financial success even as the world in which we live changes.  We offer qualified prospects an Initial Consultation at no cost to get to know us and our work product.  We look forward to working with you.



Comprehensive and Segmented Plans

Comprehensive and Segmented Plans

We recommend an analysis of all aspects of a client’s financial situation in order to create a coordinated roadmap – a financial plan – guiding you towards financial success.  However, when a comprehensive approach is not applicable we are able to provide specific plan components.

Fee-Only

Fee-Only

Our only source of compensation is the client.  We do not sell product.  We do not receive commissions.  In this manner the client can be assured that they are receiving the objective advice that is truly best for them.

Relationship Centered

Relationship Centered

We live in an ever-changing world. It is imperative that the financial plan be monitored and updated to reflect these changes. We do not “nickel and dime” clients.  Caratel’s Ongoing Relationship structure incorporates regular updates and encourages clients to contact us whenever a question or concern arises.

Personalized

Personalized

We do not use boilerplate solutions.  Every client is unique.  Every financial plan is an original (you may even find a typo).


ALLOW US TO HELP YOU ACHIEVE YOUR FINANCIAL GOALS!



CONTACT US

Feel free to ask any questions.
Or just say hello – we’d love to hear from you.


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